Floodcaster
Floodcaster sits above your existing determination vendor and produces the auditable record of the evidence behind the determination — replayable to any date.
U.S. Patent Application No. 19/575,615 · patent pending
Next Shift Consulting LLC
The examination
“Show us how you determined this property was outside the SFHA in 2023.”
…and the answer has to be reproducible, not remembered.
The borrower dispute
“My client was force-placed on a determination your servicer can no longer produce.”
…and the answer has to be reproducible, not remembered.
The buyback demand
“Rep and warrant says the flood status was verified at origination. Prove it as of that date.”
…and the answer has to be reproducible, not remembered.
The demonstration
Ninety seconds, one specimen property, one timeline. It ends on the artifact: the certificate that would have landed in your loan file.
Open Replay Specimen data
Each field carries its own provenance: which source said it, when, and how it was derived.
Source health is captured at the moment of determination — what the record could see, not what it can see now.
The hash and the supersession chain make the record citable: the same certificate, byte for byte, in the exam, the dispute, and the buyback.
Floodcaster does not issue flood zone determinations.
It does not model flood risk.
It does not compute hydrology.
Modules are structurally prevented from producing certified quantities. The record describes the evidence behind your vendor’s determination; it never substitutes for it.
Who you’d be working with
Rudy Martin — founder, Next Shift Consulting.
25+ years of experience delivering compliance product at Fidelity, Wells Fargo, Unum, TransAmerica, and Lincoln National.
Design partners get the replay harness against their own portfolio, a seat in the certificate-schema working sessions, and pricing locked before general availability.